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Home Buying Process
The home buying processs is sometimes a little
more difficult than we want it to be buy here we will simplify the
process to help you make the home you want a reality.
Buying a home is a huge step. There are many things
to think about. The links below will help direct you through the
process and offer the tools you’ll need to formulate good
decisions.
What you need to know:
Prior to you begin looking at houses; it’s a excellent idea
to find a licensed real estate agent to help in your search. A good
real estate agent will help you find the right neighborhood and
residence and coordinate discussions with the owner when you are
prepared to buy.
What you need to do:
Contact a real estate agent close to you. Download our residence
Hunter Check List to keep track of the features and prices of the
residence you visit.
House hunter's checklist
Ask your real estate agent to prepare a proportional market analysis
of a residence you like. When making an offer to a vendor, take
into account the market value of the residence, the condition of
the home and the seller’s situation.
What you need to know:
After you discover the right house, it’s time to protect financing.
This step will be much easier as well as faster if you’ve
pre-qualified.
There are diverse types of mortgage loan programs,
so it’s vital that you research the options thoroughly and
seek assist from the National City mortgage loan officer when necessary.
You’ll also require collecting personal financial documents
to present along with your application.
What you need to do:
Choose which mortgage loan option is right for you
National City mortgage alternative
Collect your financial documentation
Information & documentation checklist
Present an application to National City
Apply
Make contact with a National City Loan Officer near you
National City loan officer
What you need to know:
You have applied. Now what? Simply put, National City takes over.
We estimate your financial state of affairs and order an appraisal
on the property. Once the loan is approved, we will send you a Commitment
Letter that draws round the terms and conditions of the loan, and
we will prepare documents for closing.
What you need to do:
Purchase homeowners’ insurance. Obtain a free insurance quote
from National City.
Get a quote
Sign and return the Commitment Letter
Attend the closing and sign all of the necessary documents
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